front-end loading
noun[U]
ukusFINANCE
thefactof makingpeoplepaymost of thechargesfor a newinvestment, etc. at thebeginningof theperiodof theinvestment, or thepaymentthat is made:
It isimportanttounderstandthat thepensionplanwill besubjectto high front-endloadingcharges.
→front-end planning