| 单词 | prime rate |
| 释义 | prime rate noun[C] USukus(USalsoprime lending rate);(USalsoprime interest rate)FINANCE,BANKING,ECONOMICS thelowestrateofinterestthatbankschargetheirbestcustomersforloansover ashortperiodand that is used forcalculatingtheinterestrateson othertypesofloan: Theadjustmentisbasedon thehighestprimeratelistedin theWallStreetJournal during theprevious90days. Theprimerateis used as abasefor awiderangeofloanstobusinessesandindividuals. See also base rate Examplesofprime rateprime rate Theprimeratevaries little among banks and adjustments are generally made by banks at the same time, although this does not happen with frequency. From Wikipedia  This example is from Wikipedia and may be reused under a CC BY-SA license.Theprimeratewas over 20% for much of 2009, and around 17% since the first half of 2010. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.Theprimeraterose to 21.5% in 1981 as well. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.Many credit cards with variable interest rates have their rate specified as theprimerate(index) plus a fixed value commonly called the spread. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.The interest rate is generally based on an index, such as theprimerate. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.Other rates, including theprimerate, derive from this base rate. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.The interest rate charged on such loans by a central bank is called the discount rate, base rate, or repo rate, and is separate and distinct from theprimerate. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.A variable-rate instrument, such as many consumer mortgages, will reflect the standard rate for deferred payment set by the central bankprimerate, increasing it by some fixed percentage. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.If you negotiate a floating rate with your loan providers, the interest you are charged during repayment of your loan will increase and decrease along with theprimerate. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.Unlike other indexed rates, theprimeratedoes not change on a regular basis; rather, it changes whenever banks need to alter the rates at which borrowers obtain funds. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. |
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