credit analysis
noun[CorU]
ukuspluralcredit analyses(alsocredit appraisal)FINANCE,BANKING
acalculationof theriskoflendingmoneyto aparticularperson,company, orgovernmentbasedontheirabilitytopayit back:
Thecompanywasfacingchargesit hadlentmoneyto twosubsidiarieswithout doingpropercreditanalyses.
credit analyst
noun[C](alsocredit appraiser)
Acreditanalystbelievesthecompanyis 30timesmorelikelytodefaultonitsdebtsthan it was sevenmonthsago.