mutuality
noun[U]
FINANCE,INSURANCEuk/ˌmjuːtʃuˈæləti/usasituationin which afinancialorganizationisownedbyitsmembersratherthanshareholders,allowingmemberstoshareanyprofits:
With the insurer'straditionalbusinessindecline, itneedstofindnewwaysformemberstobenefitfrom the company's mutuality.
Thebuildingsocietyconfirmedthat it was torewardmemberswith amutualitybonusof £1,000.