debt management
noun[U]
FINANCEukusmethodsused toreduceorpaybackdebts, orservicesprovidedtohelppeopledo this:
adebtmanagementcompany/firm
a debt management plan/programTheyofferadebtmanagementplanallowingyou topayafixedsumeachmonth, which is thendividedamongyourcreditors.