direct loss
noun[C]
LAW,INSURANCEukusmoneythat youloseas thedirectresultofharmdone by anotherpersonor by aneventsuch as afireorflood:
Punitivedamages, which areassessedtopunishsomeone, must bepaidontopofdamagesthat aredesignedtocompensatefordirectlosses.
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indirect loss