exaggerated claim
noun[C]
INSURANCEukusarequestfor aninsurancepayment, whichstatesthat someone'sillness,accident,loss, etc. is moreseriousthan it really is inordertotricktheinsurancecompanyintopayingthemextramoney:
Acommontypeofinsurancefraudis whenworkerssubmitexaggeratedinjuryclaimsforworkers’compensationpayouts.