financial planning
noun[U]
ukusFINANCE
theactivityof makingdecisionsabout how someone shouldmanagetheirfinancialarrangements:
Wecoverallaspectsoffinancialplanningincludingcreatingabudget,savingmoney,planningforcollege,retirement,taxes, etc.
theprinciplesofprudentandresponsiblepersonalfinancialplanning