personal savings rate
noun[C,usually singular]
(alsopersonal saving rate)ukusFINANCE
thepercentageof themoneypeoplehaveavailablethat theysavein abank, etc.ratherthanspendingit:
Incomesrose, but thepersonalsavingsratefell.
Thepersonalsavingratestoodat just 0.2% ofdisposablepersonalincome.